Even people with poor credit can get credit cards; they'll of course have to pay higher rates, and deal with stricter rules and terms. But by showing they can make payments on time, these same people can start to restore their financial reputations. And establish the credit needed to get a mortgage or an auto loan.
Likewise, people with bad credit can get access to funds in a crunch. Begin by looking up one or more of the hundreds of online cash advance sites out there. These cash providers not only accept applications from lower-credit types -- they welcome them.
There is hope -- you just need to know where to look.
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