Q: What exactly is a cash advance?

A cash advance is a small unsecured loan you agree to pay back using your next paycheck. Basically, you are making out a check for the advanced loan amount, plus a fee, to be held until your next payday.

Q: My job pays well, why would I ever need a cash advance?
Good job or not, life can throw anyone curves. For example, your car breaks down, and suddenly you need extra cash for repairs. It might not even be you that needs cash – a family member might get sick and require help. A cash advance is a great way to extend your present income, and be ready for any situation.

Q: How do I apply for a cash advance, and how does it work?
It’s simple: you fill out a brief form online, then wait for approval (often you’ll receive an approval email within hours). Once approved, you can usually expect to receive your money the very next day.

Q: My credit isn’t so great. How can I expect to get approved?
Bad credit? No problem! Since the cash advance lender doesn’t obtain a credit bureau report to approve you, your credit standing doesn’t even matter! Basically, you can look at a cash advance as a loan for people with bad credit.